Does insurance cover a life flight?
If you’re wondering whether your private insurance will cover your medical flight for life saving treatment, Air Ambulance Worldwide is here to help. We will handle the logistics of your entire trip and manage your insurance claim through to the end.
When it comes to verifying what your private insurance will provide, our knowledgeable insurance specialists will:
• Help to determine the likelihood of your benefit to be paid
• Track, file, and manage your insurance claim until it is fully processed
Does Medicare cover an Air Ambulance?
Medicare may pay for Air Ambulance transportation if you need immediate and rapid transportation that ground transportation can’t provide. Some Medicare Part B and Medicare Advantage (Part C) plans also cover medical flight transportation when medically necessary. Costs and coverage rules may vary depending on plan, so be sure to check your specific plan or call our insurance specialists for more information and to verify coverages.
Does insurance cover a medevac flight?
Some health insurance policies cover a medevac or air ambulance flight, but restrictions sometimes apply and many only cover domestic incidences. Travel insurance or travel health insurance may cover medevac flights both domestically and abroad, but many only cover transportation to the nearest medical facility. To ensure medevac coverage, we encourage you to contact your insurer and/or consider purchasing a specialized medical evacuation insurance plan.
Does Air Ambulance Worldwide provide Air Ambulance insurance?
Air Ambulance Worldwide does not offer insurance plans. If you have a medical air transportation insurance plan and want to modify your coverage, or if you have a plan that you no longer need and wish to cancel it, please contact the insurance provider that originally issued your policy.
For more information about our premier medical air transportation services or for assistance in determining whether your health insurance or Medicare will cover your flight to receive life-saving treatment, contact Air Ambulance Worldwide today at 877-922-9675 or 727-781-1198. Our insurance specialists and flight coordinators are standing by around the clock to organize your medical flight.
One key factor in the insurance approval process is determining if the Air Ambulance is deemed “Medically Necessary”.
What is “Medical Necessity”?
The American Medical Association developed the “Model Managed Care Contract.” Based on this Model, it was determine that Medical Necessity is defined as follows:
- Health care or services that a prudent physician would provide to a patient for the purposes of preventing, diagnosing, or treating an illness, injury, disease, or its symptoms in a manner that is:
- In accordance with generally accepted standards of medical practice;
- Clinically appropriate in terms of frequency, extent, site, and duration; and
- Not primarily for the economic benefit of the health plans and purchasers or for the convenience of the patient, treating physician, or other health care provider.
Determining Medical Necessity, although a key factor to establish, is only one of many challenges that the family faces in getting their claim paid. Air Ambulance Worldwide has insurance specialists that will navigate the maze inside insurance companies and take the stress away from you. Most air ambulance companies will complete a form or two for you then let you navigate the maze on your own. Not at Air Ambulance Worldwide. We will make every attempt to confirm your coverage, determine the likelihood of your benefit to be paid and finally we will file, track and continue to see the entire process through to the end.
If the attending physician gives a letter of Medical Necessity to the patient or family, does that guarantee payment of the Air Ambulance flight?
Even though your Doctor provides a letter of Medical Necessity, your benefit contract often leaves sole discretion of necessity to the Medical Director of the insurance company. Your doctor may say that a certain procedure or service is required but the doctor at the insurance company may say that the procedure or service is not necessary. At this point you are left with very few options. This is where our insurance specialists get to work. We will continue to pursue payment until the very end while you stay focused on your loved one; not distracted by insurance frustrations.